CITI® DIVIDEND PLATINUM SELECT® CARD

0% APR on balance transfers for 12 months.* Earn 2% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable, plus 1% on all other purchases§ Earn $5 cash back for every individual balance transfer transaction of $1,500 or more. Earn unlimited cash back by shopping within the Citi Dividend Merchant Network. No annual fee.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers% * 12 Months * As low as 11.74% * None * Yes Good

The Citi® Dividend Platinum Select® Card

The Citi® Dividend Platinum Select® Card, issued by Citibank, is designed for those with very good credit who plan to take advantage of the cash reward program.

Reward Program:

• 2% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable*
• 1% cash back rebate on all other purchases as well as on qualifying balance transfers, cash advances, and convenience check transactions.*
• $5 Dividend Dollars for each balance transfer transaction of $1,500 or more.*
• 5% cash back on purchases made through the Citi Dividend Merchant Network.*

The rebates earned on purchases through the Citi Dividend Merchant Network are unlimited, but the rebates earned on all other purchases are subject to a $300 maximum per year. A $50 check will be issued upon request once $50 Dividend Dollars have been earned.

The card has an average interest rate for purchases, and it does offer an attractive twelve-month introductory rate that can be applied towards balance transfers with no annual fee.

The card also provides platinum cardholder benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, car rental discounts, and various travel and emergency assistance services.