Using balance transfer cards can keep your interest payments manageable and affordable, and eventually help get you out from underneath your debt.

By switching to a 0% credit card and paying off as much as you can every month, every penny you hand over during the interest-free period will go towards paying off your debt. Some issuers even allow you to transfer other types of debt, such as overdrafts and loans to a 0% deal.

The Barclaycard Flexi-rate Visa card lets you take control of one of life's little uncertainties - the interest rate on your credit card. It's a novel idea whose time has come. With the Flexi-rate card, you can have a hand in deciding on the interest rate that you pay on your outstanding balance each month.

Enjoy the benefits of good credit with a Barclaycard Platinum Visa. Issued by Barclays, one of the most trusted names in UK banking, the Barclaycard Visa offers a safe, secure way to pay for your purchases with a low annual interest rate and a sterling benefits package.

Capital One, one of the world's largest providers of credit card services, offers the Capital One Platinum card for those with excellent credit. Capital One has made its name on their premise that everyone deserves a credit card, but the Platinum is their offering to those who have maintained good credit and can get a credit card from anyone.

The Egg Visa credit card offers you low interest rates and a raft of outstanding benefits and features. This is nothing new for Egg, the company that pioneered online banking and has become, in less than ten years, the largest purely online banking company in the UK and the world.

You expect more from the bank that calls itself 'the world's local bank'. With 9600 branches in 76 countries, HSBC is one of the largest banking groups in the world. When you take out a HSBC Bank credit card, you're getting the stability and reliability that comes with being one of the largest financial providers both inside and outside the UK.

MBNA Europe is one of the world's largest issuers of credit cards and providers of financial services. In addition to partnering with many charities and affinity clubs, they also offer the MBNA credit card from either MasterCard or Visa. Each card has unique benefits and advantages, so that you can choose between 0% balance deals, low interest on new purchases and other goodies like Platinum Rewards schemes.

MINT were one of the first credit card companies to produce a non conformist shaped card with a rounded corner. A traditional balance transfer credit card, they are owned by the Royal Bank of Scotland which means they are not a 'fly by night' organisation but it also means that if you already have a balance on an existing RBS group card and you're thinking of transferring the balance to a MINT card, you won't be able to.

Natwest offers a variety of credit cards to suit any circumstance. Choose from Student, Classic, Gold and Platinum Natwest credit cards to get the best card for your circumstances. NatWest, a division of the Royal Bank of Scotland Group, is one of the most recognized banks in the UK.